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    Housing & Homelessness

    José Loya in Houston Chronicle: “The secret bias hidden in mortgage-approval algorithms”


    “Lenders used to tell us, ‘It’s because you don’t have the lending profiles; the ethno-racial differences would go away if you had them,’” said José Loya, assistant professor of urban planning at UCLA who has studied public mortgage data extensively and reviewed our methodology. “Your work shows that’s not true.”